Balance transfer credit card
Pay back your existing credit card balances from one place.
- 0% interest on balance transfers for 24 months.
- 0% interest on purchases for 4 months.
- 3% balance transfer fee (minimum charge of £5).
- No annual fee.
Representative example
20.6% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 20.6% per annum (variable).
3-year fixed rate credit card
Manage your monthly payments at a fixed rate for 3 years.
- 8.9% interest per annum on purchases for 3 years.
- 8.9% interest per annum on balance transfers for 3 years.
- No annual fee and no balance transfer fee.
Representative example
18.2% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 18.2% per annum (variable).
Co-operative Members credit card
A credit card exclusively for Co-operative Members.
- 0.5% cashback when you spend in Co-op food stores.
- 0.3% cashback when you spend anywhere else the Visa symbol is displayed.
- No annual fee and no balance transfer fee.
If you haven’t already, you can become a Co-operative Member for just £1. Please note, The Co-operative Membership is managed by The Co-op Group, not The Co-operative Bank.
Representative example
18.2% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 18.2% per annum (variable).
No annual fee
*Terms and conditions apply.
Please note that only our 3-year fixed rate credit card and balance transfer credit card have introductory offer periods.
Understanding credit cards
Explore our tips and guides on how credit cards work, their key features and how you can improve your eligibility. We’ve got the answers to help you make the right choice for you.
Repayment calculator
Use our credit card repayment calculator to get a view of how long it could take to pay off your credit card balance, how much interest you may pay and how increasing your monthly payments would save you time and money.
Help and support
Get support for managing your credit card and help with your queries. We’ll help you with the answers you need for your credit card.
How we’re different from other banks
It’s our values and ethics that really sets us apart. And it always has been, since 1872.
With a unique customer-led Ethical Policy created in 1992, we give you a say in how your money is used and stand up for the causes that matter to you. Because unlike a lot of banks, we understand the power your money has in making a positive difference to the planet, its people, and our communities.
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