Bank of England Base Rate change

On 7 November 2024, the Bank of England Base Rate decreased from 5.00% to 4.75%.

Commercial and corporate banking

If your business has a turnover of at least £2m or needs to borrow more than £250,000, we’re here to help. Get started by contacting one of our Relationship Managers today.

Get started

We’re here to help your business thrive

At The Co-operative Bank, we understand that medium to large businesses can have complex banking requirements. 

Whether you need a large loan tailored to your business objectives or specialist expertise to drive growth, we make commercial and corporate banking simple.

What we offer

  • A tailored banking proposition to suit your business
  • Direct access to a Relationship Manager
  • Flexible, proactive and fast decision making

Get started with a Relationship Manager today

We offer a personalised banking service through our Relationship Managers. By forming a clear perspective of your business and a concise understanding of your sector, they will work with you to meet your business needs.

Our Relationship Managers can:

  • create a comprehensive proposition for your banking requirements

  • support you and help you grow your business

  • provide regular contact face-to-face and by phone.

Find a Relationship Manager near you

Log in to Financial Director Online

Business accounts

Savings

Lending

Banking for charities

Take your business to the next level with our lending products

Our business loans can support you in securing an asset purchase, your next commercial premises and even help you achieve your ESG (environmental, social, governance) goals.

Variable Rate Loan

Benefit from flexible repayment terms to suit your business needs

  • Apply for up to £15m

  • Competitive interest rate or interest-only options available

  • 1 to 25 year terms available

Renewable Energy Funding Scheme

Improve your business’ green credentials

  • Boost your business’ energy efficiency

  • Get funding for up to 100% of eligible project costs

  • Extensive list of eligible products and technologies

Not found what you’re looking for?

Whether you’re purchasing commercial premises or want the reassurance of a fixed rate on your loan, our lending products are designed to meet your business needs.

Why bank with us?

More than 150 years of commitment to co-operative values and ethics

370,000+ voices shaping our customer-led Ethical Policy to date

£1.1m support to 1,252 community organisations through our Customer Donation Fund

Ethical then, now and always

Our customer-led Ethical Policy underpins what we do and shapes how we do business. We are committed to acting on the issues that are important to our customers and working with our charity partners to deliver real change to our planet, people and community.

Read more about our ethical business banking

“The Co-operative Bank really believed in our story, helping us secure funding for our ambitious expansion project quickly and efficiently.”

Ashley Lidgard, Managing Director at the Oak Ridge Hotel Group

Read more about the Oak Ridge Hotel Group’s expansion project

Hotels by Oak Ridge Group

Award-winning banking for charities

Our values are strongly aligned to the registered charity, co-operative and social enterprise sectors.

If you’re a charity with an annual turnover of more than £2m, our dedicated Relationship Managers can provide a tailored service to support your organisation.

If your turnover is less than £1m, our dedicated Community Directplus account offers free day-to-day banking with no monthly service fees.

Nine times Business Moneyfacts award winners for the Best Charity Banking Provider from 2016 to 2024.

Financial Director Online

Easily manage your complex payment needs with our commercial and corporate online banking platform.

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Find out how we're performing

View our financial results, environmental, social and governance (ESG) highlights, credit ratings and more on our investor relations pages.

Go to investor relations